Shopping online offers consumers a great deal of convenience. People are shopping on their laptops, mobile devices and any other device that is internet
enabled. With this convenience, comes a great deal of risk
as well. Your financial information may easily be
compromised and you can lose a lot of money, time, sleep and
piece of mind over stolen identity. So, you need to be very
careful while shopping online. Even in developed countries
where cyber security is given utmost consideration and every
company is tasked with the responsibility of protecting the
consumers personal information, compromises do occur and
this can be very costly, both to the affected consumer
and the merchant. In these societies, there are functioning
regulatory bodies that protects the consumers.
This may not be the case in Nigeria.
Online shopping is still very new in Nigeria
and quite frankly, most of the retail sites that we have
visited are not sure and we cannot guarantee that they have
the necessary resources to protect your financial data.
Therefore, we advice that if any of the
stores that you are dealing with, offers cash on delivery,
please choose that option.
Considering the fact that armed robbery is
still very rampant in Nigeria, make sure you verify that
person delivering the product is in fact legit, before
allowing him or her into your home or office.